Insurance is something that everyone should think about.
It helps you and your family in times of need. So before going into any kind of
policies or schemes one needs to make an informed choice based on several
factors. If you work in the marine business, as a dock or harbor worker,
fisherman or any other related business, then usl insurance also known as the
US longshore Insurance is one the things that you might need to consider. Listed
below are the important details about this scheme.
All about usl insurance
This covers some aspects that are not covered in the Jones
act. This insurance scheme is meant to help workmen in the maritime business,
if they sustain any injuries working at ports, docks and marinas. Marine work comp is dedicated to providing
this insurance to workers who require it, and it conforms to the Unites States
Longshore and Harbor Worker’s Compensation Act of 1927. This scheme also covers
any kind of illness contracted at work.
The usl insurance also pays compensation to disabled
workers, if accidents causing them happen at the workplace. Even dock workers
who sustain injuries while loading or unloading goods on the US shoreline or
even while building of vessels. The act also provides sufficient compensation
to the workers family, in case of death. Even vocational rehabilitation is
provided for theThe employer’s insurance company or the insurance company
employed by the worker has to provide
with the payments.
These programs are designed to help safeguard the rights
of such workmen and personnel.
Who can opt for these insurance schemes?
The insurance is available to workers who are employed in
the maritime industry like longshore workers, ship builders, dock workers,
harbor workmen, ship breakers, and many more. Employees working in the
transport of cargo and goods, on structures built on water or near water are
also covered. Some other occupations that are also covered under this scheme
include crane operations, ship yard workmen, fork lifters, warehouse workers,
barge men, marine construction, and pile drivers, among many others.
Certain workers are not included under this scheme and
cannot avail the benefits of the insurance. Officers and employees of the US,
employees of the state or municipal, agent belonging to foreign government, etc
are all exempted from this.
Other workers include aquaculture workers who work are
commercial fisheries or in the import or export business, Members of any crew
or vessel docking not belonging to the US Clerical personnel who work for such
companies.
There are many companies that provide the required
insurance policies for you and your company. Services like personal agents are
provided if you need them. Also, there are several policies that cover many
acts that were drawn to for the welfare of Maritime workers. Some of the
compensation schemes include longshoremen insurance, marine insurance, boaters
insurance, workers compensation insurance, the Jones act, USL&H, USLH act
and the US longshore and Harbor workers compensation act.
